Money talks

Shopping online is seriously the easiest thing in the world, and I’ve been doing it for about two years for everyone’s present (birthdays, Christmas, father/mother’s day and anniversaries). It gives me time to shop way in advance, and also scour the net for e-deals, and pay the lowest price on an item I have my eye on.

Etsy (etsy.com) is one of my favourite go–to places for home made cards. Since Father’s Day is coming up in a few weeks, I just ordered this card for my Dad. Golly gee daddio I say! I think he received a hand made Etsy card last year, too, as a matter of fact I’m 100% positive that he did. My Mom on the other hand gets the hallmark one’s since I sometimes forget that Etsy exists. The seller that I bought my Dad’s card from, has some really funny parody stuff that I’d love to buy, and in fact I’ve bought some Thank You cards from this person as well, in 2008 some time. Let’s hope it arrives early enough for me to mail out to Daddio. I’m excited :)

Etsy is addictive (once you’ve re–found it again). Once a year I get obsessed with it and have a new pile of stationary (HUGE stationary fan anyone? Raise your hand!) and I’m set for the year. Naturally, they have more than just home made cards, and stationary. I’ve been eyeing the cute little rose bud earrings (on the left. click the image to bring you to the seller’s site) for oh … a half hour. May buy them, may not. We’ll see. Why is the seller in Ontario Canada, yet the prices are in USD?  I’m noticing a trend here with dark rich purples. I’m buying a lot of “things” lately, that are that color. Must be my new fav hey?

The internet is seriously becoming my favourite thing in life. Okay, maybe not that drastic, but it’s so easy to buy something on the interwebs now days. Especially when it doesn’t have to be specifically linked to your bank account. I paid for this Fathers Day card using my PayPal account which is filled with a few bucks from paid blogging. I think even now you can pay by interac online, can’t you? I know you can now do that in taxi cabs! Everything is evolving, I tell you. It blows my mind. I’m not one to use interac, ever because of all the fraudulent scams that goes hand in hand with using a debit card. Since working at a Financial Institution, I’ve seen people get scammed out of hundreds and even thousands of dollars plus Visa or MasterCard, Pre-paid credit card or well, any credit card for that matter, is much more secure and you’ll always get your money back. So people! Put your debit cards away if you’ve got the discipline to pay off your Credit Cards monthly and go for credit! I advise the no annual fee one’s, personally. Why should I or any customer pay to promote a credit card company?  Plus, using a credit card will improve your credit score a lot too. Smart thinkin I say.

How do you pay for your things whether it be online, or just at the grocery store? Do you use credit, debit or plain ol’ cash? I’d love to know how safe you are with money what you do.